Trying out Mimoney

A little while back I entered a competition on Afrigator and was one of five bloggers to score a R500 voucher from Mimoney, to spend as I so desired.

Now I’d never used Mimoney before – so I wasn’t quite sure what I was going to be able to do with my new-found riches.  Sure, I’d seen the name when booking movies online, but I figured I’d have to see quite a lot of Tuesday night movies to get through the whole voucher, so I took at look at their website to see if they had any other exciting opportunities for me.

So, what is Mimoney?

mimoney is a new method of payment for people who want to shop online but do not have a credit card – or do not wish to use their credit- card details online.  You can use mimoney to pay for goods and services you buy over the Internet and at mobi sites on your cellphone; as well as via call centre and in-store retail partners.

mimoney, is an electronic payment voucher that is simple, easy to use, and truly secure. You don’t even need a bank account to become a mimoney user.

mimoneyIt turns out that in addition to being able to make bookings at Ster Kinekor, you can also use Mimoney to order takeout (Mr Delivery), buy more airtime, buy ringtones (and other mobile services), or top up your Mxit account.  Which is fab, except I don’t really do any of those things… but, I am a bit of a bookworm, so it was to Kalahari.net that I ended up going.

Ah, the choices.  I eventually settled on a copy of Jane’s Delicious Garden, which I have been eyeing for some time, and Michael Pollan’s In Defense of Food.  And, with the last bit, I indulged in a copy of the recently released remastered Beatles Past Masters.  Sorted.

The process of paying was pretty straightforward, and of course didn’t involve the use of a credit card (that’s the whole point of using something like Mimoney).  My voucher number was sent to my phone, and when I reached the checkout at Kalahari, I just punched it in and gave them a delivery address.  Easy as.

mimoney_screenshotI didn’t really use my phone much for any of these transactions (other than receiving the voucher number), but I gather that’s what Mimoney is particularly useful for.  The big plus is the security – you don’t have to give out credit card details, only the voucher number and whatever address details are necessary.  You can buy vouchers of varying amounts at special terminals or via EFT, and then spend them as you need to (the balance carries over).

Would I use Mimoney again, now that my voucher’s all used up?  Yes, I think I would – for movie bookings, and for books in particular.  I’m don’t much like using credit cards, so it would be great to be able to move away from mine as much as possible.  And if Mimoney can get more retailers on board, there’ll be even more choice for bookworms and non-bookworms alike!

Visit www.mimoney.co.za to find out more.

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